Prasad Nnvv

More Than 22Years Work Exp In Banking And Financial Services In Retail Assets
Muscat, Masqat, Oman
Public Speaking, Chess Player, Debating
About
MBA Finance from Andhra University, having more than 20years of work experience in Banking and Financial Services in Retail Assets
Talents
Work Experience
General Manager-Credit and Collections
Suhail Bahwan AutoFinance
Full Time Sep-2010 To present 14 years 7 months
Responsibilities
  • Credit Risk Analysis
    Credit assessment, Verification, Credit Review and Training
    Credit Analysis, estimation of Risk and deviation approvals
    Identifying potential Risk and devise mitigation strategy
    Review documentation compliance
    Expedite the process for Priority customers, Ensure and
    Maintain TAT in approvals, Review of Credit Limits
    Cross functional integration
    Receivables Management
    Analysis of ageing reports, Collections Review, Training
    Motivation of Collection Team
    Process improvement
    Assessment of Risk profile of customers
    Legal initiation, follow up & settlements
    Responsible for healthy Portfolio
Achievements
  • Improved Credit evaluation and assessment models Always achieved collection targets
Senior Manager
Indiabulls Financial Services Limited
Full Time Mar-2010 To Jun-2010 3 months
Responsibilities
  • Developing new business in AP State
    Control and monitoring the team of Sales Managers
    Dealer Management
    Credit Analysis and Risk assessment
    Marketing and Disbursement plan for State
    Responsible for maintaining the healthy portfolio of State
    Responsible for product profitability of the State
Senior Manager
Hydronautics Pte Ltd
Full Time Sep-2009 To Feb-2010 5 months
Responsibilities
  • Maintaining Web related Business
    Business Development
    Marketing of Voyage System, PMS, Disbursement Management
    System, Agency Management System, Crew software etc.,
Cluster Head
Full Time Jun-2003 To Jul-2009 6 years 1 month
Responsibilities
  • Manage & Develop Working Capital business in the Cluster
    Control and monitoring the team of Relationship Managers
    Review, Renewal and enhancement of Fund based Limits
    Maintaining and enhancing the existing relationships
    Credit Analysis and Risk assessment
    Responsible for maintaining the healthy portfolio of Cluster
    Cross Sell of other Banking Products

    Prior to the merger of Centurion Bank of Punjab Limited with
    HDFC Bank Ltd, worked as a Asset Finance Division Head with Centurion Bank of Punjab
    Profit Center Head for Retail Loan products i.e., Two Wheeler Loans, Personal Loans, Commercial Vehicles & Construction Equipment Loans, Car Loans
    Responsible for Branch Profitability
    Marketing Plan, Disbursements and Credit Appraisal
    Approvals & Receivables Management
    Controlling the Team of Sales, Credit, Collections & Operations
    Branch Administration, Cost Control and Audit responsibility
Achievements
  • Achieved Zero Overdue in CVCE receivables Maintained Quality portfolio Always got A rating in Audit of the Branch Always achieved Targets and won appreciations from Business Head and MD.
Location Head
Full Time Feb-2002 To Apr-2003 1 year 2 months
Responsibilities
  • Location Head for Commercial Vehicle Loans and Construction Equipment Loans. Responsible for Dealer Management and Sales Management
Achievements
  • Exceeded Targets
Branch Incharge
GMAC TCFC Finance Ltd
Full Time Jun-1998 To Feb-2002 3 years 8 months
Responsibilities
  • Branch Incharge for Car Loans Dealer Management and Sales Management Audit Responsibility and Profit Center Head
Achievements
  • Achieved Number One Branch in Business with Quality portfolio Received number of awards from MD
Filed Officer
Anagram Finance Limited
Full Time Dec-1995 To May-1998 2 years 5 months
Responsibilities
  • Field Officer for Car Loans Sales and Marketing of Car Loans and Responsible for Receivables Management
Achievements
  • Achieved the award for Highest number of Loans in a year
Education
Master of Business Administration, Finance
S V K P and Dr K S Raju Arts and Science CollegeAdikavi Nannaya University
1993-1995 Score56%
Participated in several Group Discussions
Bachelor of Commerce, Commerce
Gayatri Degree CollegeAndhra University
1989-1992
First Class Bachelors Degree
Extra-Curricular Interests

  • Past President of SBAG Toastmasters club which is part of Toastmasters International

  • a voluntary organisation in developing Public Speaking Skills and Leadership Skills

Profile Snapshot
Prasad is based out of Muscat & has studied Finance, MBA-Master of Business Administration from Year 1993-1995 in SVKPDKSRASC-S V K P and Dr K S Raju Arts and Science College, Adikavi Nannaya University.
Prasad Nnvv is Skilled in Public Speaking, Chess Player, Debating and other talents.