Ahmedabad, Gujarat, India
Finance, Financial Management, MS Word
About
I am passionate about learning new things, meeting new people & self development. A Ambitious, Workaholic & honest who always strive for quality of work. I seeks new opportunities, learning environment & progressive organization where I can contribute with my utmost capabilities to serve the organization. I love to play chess and cricket. A strong team player and have a good presentation skill. I love to do research and analysis. I possess a positive and friendly attitude. I am Calm and Honest.
Talents
Work Experience
Junior Analyst
CARE Ratings
Full Time Mar-2019 To present 6 years 1 month
Responsibilities
  • Undertaking Credit Ratings Activities to arrive at fair ratings to the clients
CREDIT OFFICER
Finance and Accounts Ahmedabad
Full Time Apr-2018 To Nov-2019 1 year 7 months
Responsibilities
  • ? Engaged in Credit Appraisal & Recommendations for Affordable Housing Loans. ? Handling Front End Login Process in Online System, CIBIL & Dedupe Generation, Initiating SV Report, PD with the customer, CAM Preparation in Excel, Banking Analysis, Drafting of Proposals & Recommendation. ? Analyzing Login Documents, Issuance of Queries & Supporting to achieve Minimum TAT. ? Evaluating Client Credit Worthiness by meeting with the client’s, evaluating them & analyse their Repayment capability by verifying the various aspects. ? Ensuring Error Free Underwriting of Housing Loan in Line with approved process & policies.
Credit Analyst
Full Time Jan-2017 To Dec-2018 1 year 11 months
Responsibilities
  • 1. Appraising, Recommendation & Sanctioning of Loans. 2. MIS Generation, Recovery Management & Followups.
Business Analyst
Veeraraghvan & Co.
Full Time Aug-2016 To Jan-2017 5 months
Responsibilities
  • To analyze the business of various loan applicant's by visiting the applicant's premise and making of reports and give recommendation on the basis of Analysis.
A Comparative Study of Selected Co-operative and Public Sector Bank through CAMELS Ratings.
Kalupur Commercial Co-Operative Bank Ltd.
Internships Jun-2015 To Jul-2015 1 month
» 2 Projects
Education
Master of Business Administration, Finance
2014-2016
Extra-Curricular Interests
  • Badminton

  • Chess

  • Teaching

Profile Snapshot
Niraj is based out of Ahmedabad & has studied Finance, MBA-Master of Business Administration from Year 2014-2016 in GLSICT-GLS Institute of Computer Technology, Deemed University.
Niraj Shah is Skilled in Finance, Financial Management, MS Word and other talents.