Abhijit Saha Bhowmik

Around 3 Years In Financial & Operational Risk Analysis, Mba Finance & B. Tech (Ece) With First Class Career
Mumbai, Maharashtra, India
Aptitude, Risk Management, Credit Risk
About
I have a total professional work experience of Approx 3 years in the field of Mortgage industry as a Financial Risk Analyst with XL Dynamics India Pvt. Ltd.

My accomplished & proven skill sets include: Risk Management (Finance & Operation), Underwriting, Credit Appraisal, SME Finance, Ratio/compliance verification, Collateral Valuation & Analysis, Team Management, Escalation Management, Quality Audit, Process Improvement, Client & Vendor Management, C Language, MS Office.
Talents
Work Experience
Risk Analyst (Finance & Operation)
XL Dynamics India Pvt. Ltd.
Full Time Jan-2013 To Oct-2015 2 years 9 months
Responsibilities
  • 1. Underwriting & Risk analysis of Mortgage Loans
    2. Analyzing income, credit history, financial statements, assets & liabilities, collateral documents & other loan processing documents
    3.Ensuring compliance & Risk Management practices and taking decisions as a Risk Analyst
    4.Reviewing guideline requirements/updates, suggestion for process requirements & making recommendations for improving risk assessment and mitigation practices
    5.Handling client & management escalation and provide quick resolution/assistance. Communicate with transparency on issues and gaps identified for remediation.
    6.Detailed analysis & preparation of reports on critical business decisions & helping senior management to take a call.
    7.Liaison with other business departments to process the Mortgage and ensure high level of customer service. Developing comprehensive & accurate understanding of risk analysis process.
    8.Guiding, Mentoring, audit of work & training up junior associates to achieve high standards
Education
Post Graduation Diploma in Management, Finance
Institute of Management and Information TechnologyBiju Patnaik University of Technology
2010-2012
Bachelor of Engineering or Technology
Asansol Engineering CollegeMaulana Abul Kalam Azad University of Technology
2005-2009 Score74%
Profile Snapshot
Abhijit is based out of Mumbai & has studied Finance, PGDM-Post Graduation Diploma in Management from Year 2010-2012 in IMIT-Institute of Management and Information Technology, Biju Patnaik University of Technology.
Abhijit Saha Bhowmik is Skilled in Aptitude, Risk Management, Credit Risk and other talents.