Bangalore, Karnataka, India
Tax Accounting, Accounting, Auditing
About
Finance professional with 3 years of experience in US Mortgage process.
Extensive experience in the mortgage banking and the lending scenario with a considerable knowledge of residential and nonresidential mortgage lending.
Have good knowledge on basic documentation drafting and reviewing.
Have good Knowledge of Closing process (HUD/CD).
Proficient in analyzing client’s needs and proposing suitable mortgage solutions.
Talents
Work Experience
Senior Associate
Visionet Systems Pvt. Ltd, Bangalore
Full Time Mar-2013 To Mar-2016 3 years
Responsibilities
  • • Highly efficient mortgage-closing specialist offering three years of experience in closing and refinancing. • Preparing HUD-1 /CD Documents and following up on approval to the Lenders. • Validating the supporting documents like closing instructions, Pay off, Title commitment, DEED, Subordination, Tax certificates. • Reviewed and reconciled HUD-1 settlement statements prior to closing for borrower's information, account payoffs, home owners insurance, property taxes and other pertinent closing information. • Reconciled HUD1/CD Settlement Statement, assuring compliance with lender and maintaining high-level quality, and reducing financial risk • Pre-prepare correct and accurate files for closing ensuring homeowners, hazard, title and other forms of insurance. • Manage and document data on computer for closing package. • Reviewed HUD's accurately and verified all information for correctness. • Ordered wires for closing and ensured my availability to title companies, loan officers
Achievements
  • • Awarded as the Best team player/performance of the Year (2012) by the Visionet Systems Pvt. Ltd. • Regarded as one of the company’s most productive quality checker, handling an average of 100 files monthly.
Education
Master of Business Administration, Finance
Srinivas Institute of TechnologyVisvesvaraya Technological University
2010-2012 Score60%
• Presented Paper on Mortgage process for (US, UK, INDIA). • Worked with a team to organize an Intercollegiate technical festival
Bachelor of Commerce, Finance
Karnatak UniversityKarnatak University
2007-2010 Score73%
• Presented Paper on Mortgage process for (US, UK, INDIA). • Worked with a team to organize an Intercollegiate technical festival
Extra-Curricular Interests
  • Cooking

  • Traveling

  • Cricket

Profile Snapshot
Prasad is based out of Bangalore & has studied Finance, MBA-Master of Business Administration from Year 2010-2012 in SIT-Srinivas Institute of Technology, Visvesvaraya Technological University.
Prasad Naik is Skilled in Tax Accounting, Accounting, Auditing and other talents.